ABOUT US. WHAT WE DO

We provide financial clarity and customized divorce solutions

At Next Step Divorce Solutions, we help bridge the gap of financial understanding during the legal process of divorce. Our Certified Divorce Financial Analyst® provide financial education, analysis, and guidance at each stage of the divorce process. We offer financial understanding of what you have now and clarity on how various settlement offers may impact your financial future so that you can make educated decisions that offer you the best chance for a smooth financial transition.
We believe that with the right counsel and financial knowledge, we can help our clients eliminate their fear, uncertainty, and frustration of the process. We accommodate our clients with customized divorce solutions as per their emotional and financial needs and we make sure that our professional analysis demonstrates the best solution.

We can help you eliminate the fear, uncertainty, and frustration of the process.

What is a CDFA®

I am a Certified Divorce Financial Analyst® & Chartered Special Needs Consultant®

I am Tessa Elrod- a Certified Divorce Financial Analyst®, CERTIFIED FINANCIAL PLANNER™ practitioner, Chartered Special Needs Consultant®, and the owner of Next Step Divorce Solutions, LLC.

I earned my bachelor’s degree in Personal Financial Planning from Texas Tech University and have spent my career in the financial services industry helping individuals and families make informed financial decisions. Throughout my career, I have seen how overwhelming divorce can be — especially when financial questions, property division, long-term security, and future planning all collide at once.

My work with women navigating life after divorce opened my eyes to a common and deeply important concern: many individuals enter the divorce process without the financial clarity they need to make confident decisions. Too often, property settlements are negotiated without a full understanding of the short- and long-term financial impact.

That realization inspired me to create Next Step Divorce Solutions

Through my work as a Certified Divorce Financial Analyst®, my mission is to bring clarity to an otherwise complicated and emotional process. My role is to serve as a steady guide — translating financial complexity into clear, practical insight so clients can make informed choices during one of life’s most significant transitions.

I am also deeply committed to supporting families who have children with special needs. As the big sister of a brother with special needs, I understand firsthand both the daily realities and the long-term planning challenges these families face. This personal experience fuels my passion for helping families become better informed about available resources, government assistance programs, and the importance of properly structuring divorce settlements in a way that considers special needs planning.

At Next Step Divorce Solutions, I believe that divorce does not have to leave individuals feeling financially lost or uncertain. With the right education, analysis, and guidance, clients can take their next step with clarity, confidence, and a stronger sense of control over their future.

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I am Lance Elrod – It has been my privilege to witness the infectious passion and drive my wife has for supporting and guiding her clients. I am a CERTIFIED FINANCIAL PLANNER™ with my bachelor’s degree from Texas Tech University in Personal Financial Planning. I have spent over a decade in the financial service industry with a short stint in oil and gas as a mud engineer. As a co-owner of Next Step Divorce Solutions I provide moral and administrative support. When we started Next Step Divorce Solutions it was both of our desires to provide a light for couples in a dark and challenging period of their life. In Psalm it says “Your word is a lamp for my feet and light to my path”, we have built the foundation of Next Step Divorce Solutions on the basis that our God gives guidance one step at a time. We recognize that the divorce process can be overwhelming but we have a mission to help our clients through each Next Step.
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What can we help you with today?

Certified Divorce Financial Analyst® with over 15 years in the financial industry, provide expert financial analysis to better guide you through your asset division.